Chapter Exam

Chapter 16: Electronic Payment Systems — Online MCQ Test

Q: Which of the following is an example of a digital wallet?

Answer: A. Google Pay — Google Pay is a popular digital wallet used for online and mobile payments.

Q: A payment gateway mainly works as a ________ between the customer and the merchant.

Answer: A. bridge — A payment gateway securely connects the customer, merchant, and bank during online transactions.

COMPUTER APPLICATIONS · CLASS 12th · Tamil Nadu State Board

Practice Chapter 16: Electronic Payment Systems with a free chapter-wise online MCQ test for Tamil Nadu State Board CLASS 12th COMPUTER APPLICATIONS. This chapter covers: Focusing on online financial transactions this chapter details digital payment systems payment gateways credit and debit card processing. Students examine electronic wallets UPI mo.... AI-generated questions from basic to board-exam level, with instant results and explanations.

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Chapter 16: Electronic Payment Systems — Important Questions & Answers (FAQ)

Frequently asked questions from Tamil Nadu State Board CLASS 12th COMPUTER APPLICATIONS — Chapter 16: Electronic Payment Systems, with answers and explanations. These are sample questions; the exam has its own separate question set.

What is the main purpose of an electronic payment system?

A. To transfer money electronically for goods and services ✓
B. To print currency notes
C. To store offline documents
D. To compress digital files

Answer: A. To transfer money electronically for goods and services
An electronic payment system is used to make financial transactions through digital means instead of cash.

Which of the following is an example of a digital wallet?

A. Google Pay ✓
B. MS Word
C. Paint
D. Notepad

Answer: A. Google Pay
Google Pay is a popular digital wallet used for online and mobile payments.

A payment gateway mainly works as a ________ between the customer and the merchant.

A. bridge ✓
B. bank statement
C. cash counter
D. barcode

Answer: A. bridge
A payment gateway securely connects the customer, merchant, and bank during online transactions.

Which statement best distinguishes a credit card from a debit card?

A. A credit card lets you borrow money from the bank, while a debit card uses your own account balance ✓
B. A debit card can only be used online
C. A credit card cannot be used for shopping
D. A debit card does not need a bank account

Answer: A. A credit card lets you borrow money from the bank, while a debit card uses your own account balance
A credit card provides borrowed credit from the bank, while a debit card deducts funds directly from the bank account.

Which statement about digital currency is correct in the context of electronic payment systems?

A. It is a form of money that exists in electronic form and can be used for digital transactions ✓
B. It is always the same as physical cash
C. It can be used only in offline markets
D. It cannot be stored in electronic devices

Answer: A. It is a form of money that exists in electronic form and can be used for digital transactions
Digital currency exists in electronic form and supports online or digital transactions.

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Chapter 15: E-Commerce

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Chapter 17: E-Commerce Security Systems